The minimum payout for whiplash in Florida often starts around $7,500, but settlements can range from $10,000 to $100,000 depending on injury severity, treatment costs, and long-term effects. There’s no legal minimum, but several factors affect your compensation. In this…

The Florida Personal Injury Protection (PIP) statute mandates that drivers carry $10,000 in no-fault insurance, paying 80% of medical expenses and 60% of lost wages after a car accident. To qualify, you must seek medical care within 14 days of…

The sudden medical emergency doctrine in Florida protects drivers from liability if an unforeseen medical event, like a seizure or heart attack, causes an accident. This defense can block claims, but it must meet strict legal standards about foreseeability and…

An EMC evaluation is a medical assessment conducted after a Florida car accident to determine if injuries qualify as an Emergency Medical Condition (EMC). This evaluation is required to unlock the full $10,000 of Personal Injury Protection (PIP) insurance benefits.…

If you’ve been injured in a car accident in Florida, understanding what qualifies as an Emergency Medical Condition (EMC) could mean the difference between receiving $2,500 or up to $10,000 in Personal Injury Protection (PIP) benefits.  An EMC is defined…

Florida’s PIP insurance covers up to $10,000 for medical expenses and lost wages after a car accident, regardless of fault. To claim full benefits, treatment must begin within 14 days, and an “Emergency Medical Condition” must be diagnosed by a…

If you’re hit by a commercial truck in Florida, move to safety, call 911, seek medical care within 14 days, document the scene, notify your insurer, and contact a lawyer. Following the right steps early protects your health, rights, and…

If you’re involved in a car accident on private property in Florida, your first moves matter. Call 911, notify the property owner, document everything with photos and witness info, avoid admitting fault, and report the accident to your insurance company.…

To file an uninsured motorist claim in Florida, report the accident, seek medical treatment within 14 days, notify your insurer, submit documentation, and consider legal help if denied. UM coverage helps when the at-fault driver has no insurance and your…

To calculate lost wages after a Florida car accident, multiply the hours or days missed by your hourly or daily income. Include lost bonuses, commissions, PTO used, and future earning capacity. Documentation from doctors and employers is required to file…