Uber and Rideshare Accidents Are More Complicated Than You Think
Rideshare accidents are not like ordinary car crashes. When an Uber or Lyft vehicle is involved, injured victims often face confusing insurance rules, disputed liability, and laws that are still evolving to keep pace with the rideshare industry. If you were hurt in an Uber accident in Aventura or anywhere in South Florida, you may be entitled to significant financial compensation—but navigating the process alone can be overwhelming.
At Applebaum Accident Group, our Aventura Uber accident lawyers understand the unique challenges rideshare cases present. We offer free consultations to help you understand your rights and explore every option available to pursue the compensation you deserve.
Pursuing Full Compensation After an Uber Accident in Aventura
Every Uber accident case begins with a careful evaluation of your injuries and losses. Our legal team looks beyond medical bills to understand how the accident has affected every aspect of your life. Florida law allows accident victims to recover compensation not only for financial losses, but also for physical pain, emotional suffering, and reduced quality of life.
You may be eligible to recover damages for:
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Medical expenses (past, current, and future)
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Lost wages and missed work opportunities
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Reduced earning capacity
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Vehicle repair or replacement
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Replacement household services
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Post-traumatic stress disorder (PTSD)
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Chronic pain and ongoing medical issues
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Emotional distress
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Loss of enjoyment of life
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Loss of companionship or consortium
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Permanent scarring or disfigurement
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Other forms of pain and suffering
Under Florida Statutes § 627.737(2), Uber accident victims may recover pain and suffering damages if one of the following conditions applies:
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Significant and permanent loss of a bodily function
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Permanent injury supported by medical evidence
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Permanent scarring or disfigurement
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Wrongful death
Our attorneys carefully evaluate your injuries against Florida’s legal thresholds to ensure you are not undervalued or denied the compensation you deserve.
Understanding Uber’s Insurance Coverage in Florida
The compensation available in an Uber accident depends on several factors, including:
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Who caused the accident
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The insurance coverage involved
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The severity of your injuries
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The total impact of your losses
Florida law requires rideshare companies—known as Transportation Network Companies (TNCs)—to carry different insurance coverage depending on the driver’s status at the time of the crash.
When the Uber Driver Is Offline
If the Uber driver is not logged into the app, Uber provides no coverage, and the driver’s personal auto insurance applies.
When the Driver Is Online and Waiting for a Ride Request
Uber provides limited liability coverage, including:
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$50,000 per person for bodily injury or death
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$100,000 per accident for bodily injury or death
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$25,000 for property damage
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$10,000 in Personal Injury Protection (PIP) in Florida
When the Driver Is Actively Transporting a Passenger or En Route
Uber provides up to:
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$1,000,000 in third-party liability coverage
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Limited collision and comprehensive coverage (if the driver already carries this coverage personally)
Gaps in Uber’s Insurance That Can Affect Victims
Despite these policies, Uber’s insurance has serious limitations that can complicate recovery.
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No PIP coverage for drivers during an active ride in Florida
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No uninsured or underinsured motorist coverage, which Uber eliminated in Florida in 2020
This means drivers and passengers may be left unprotected if an at-fault third party has little or no insurance. The good news is that you still have legal options. Our Uber accident attorneys thoroughly investigate every case to identify alternative sources of compensation.
Who May Be Liable in an Uber Accident?
Rideshare accidents often involve multiple responsible parties. Depending on the circumstances, liable parties may include:
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The Uber driver
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Uber itself
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A third-party driver
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Vehicle manufacturers or parts suppliers
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Auto repair facilities
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Local or state government entities
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Property or business owners
Determining liability in rideshare accidents can be complex, but our legal team knows how to hold all responsible parties accountable.
Don’t Miss Florida’s Deadline to File a Claim
Time is critical after an Uber accident. Under Florida Statutes § 95.11, most personal injury claims must be filed within four years of the accident. Waiting too long could permanently bar your right to compensation.
At Applebaum Accident Group, we prepare every case as if it may go to trial—ensuring insurance companies take your claim seriously.
Dedicated Advocacy for Rideshare Accident Victims
We are committed to aggressive, compassionate advocacy for every client we serve. Our firm has successfully handled numerous serious auto and rideshare accident cases and fights relentlessly for fair results.
If you were injured in an Uber accident in Aventura or anywhere in South Florida, contact Applebaum Accident Group today for a consultation
. We will explain your rights, guide you through the legal process, and pursue the maximum compensation available under the law.
