Alabama is a fault state with a strict contributory negligence rule, if you’re even 1% at fault, you lose your right to recover damages. Drivers must carry 25/50/25 liability coverage, but uninsured motorist and medical payments coverage can help cover…
The most dangerous road in Alabama is U.S. Route 431, often called the “Highway to Hell” due to its high fatality rate, steep hills, and poor visibility. Other top hazardous roads include I-65, I-20, and Hwy 280, plagued by congestion,…
In Alabama, uninsured motorist (UM) coverage helps pay your bills if you’re hit by a driver with no insurance. It’s optional but strongly recommended due to the state’s high uninsured rate. You can even stack coverage across vehicles for extra…
If you were injured in a car accident in Alabama, time matters. From medical deadlines to legal delays, the clock starts ticking the moment you’re hit, and every step you take (or skip) can impact your recovery and settlement. Here’s…
You must report a car accident in Alabama if there’s injury, death, or over $250 in damage. File Form SR-13 within 30 days. Alabama is an at-fault state, meaning the driver who caused the crash is responsible. Reports cost $15…
Yes, Alabama is a pure contributory negligence state. This means if you’re found even 1% at fault in an accident, you cannot recover any damages. This rule applies to most personal injury cases in Alabama, making it one of the…
Alabama requires minimum liability coverage of 25/50/25: $25K for injury per person, $50K per accident, and $25K for property damage. But this legal minimum may leave you financially exposed, learn why and how to protect yourself. To make informed choices,…
In Alabama, you have two years from the date of your injury to file a personal injury lawsuit. That’s the default deadline under Ala. Code § 6-2-38. Miss that window, even by a day, and your case could be dismissed…
Alabama is a fault-based state, meaning the at-fault driver pays for all damages, even in rental car accidents. You’re liable for damage if you’re at fault, and contributory negligence laws mean you may get nothing if you’re even 1% responsible.…
Yes, Alabama requires reporting any car accident that causes injury, death, or over $250 in damage. A police report helps with insurance claims, but if you didn’t get one, you can still file a claim, just be sure to gather…
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