Alabama requires minimum liability coverage of 25/50/25: $25K for injury per person, $50K per accident, and $25K for property damage. But this legal minimum may leave you financially exposed, learn why and how to protect yourself. To make informed choices,…

Who Can Be Held Responsible for a Florida T-Bone Accident? T-bone accidents are among the most dangerous types of car crashes on Florida roads. These side-impact collisions happen when the front of one vehicle slams into the side of another—forming…

In Alabama, you have two years from the date of your injury to file a personal injury lawsuit. That’s the default deadline under Ala. Code § 6-2-38. Miss that window, even by a day, and your case could be dismissed…

Neck and Back Pain After a Car Accident: What You Need to Know Car accidents can cause more than just vehicle damage — they often leave victims with lingering neck and lower back pain that interferes with daily life. At…

Alabama is a fault-based state, meaning the at-fault driver pays for all damages, even in rental car accidents. You’re liable for damage if you’re at fault, and contributory negligence laws mean you may get nothing if you’re even 1% responsible.…

Yes, Alabama requires reporting any car accident that causes injury, death, or over $250 in damage. A police report helps with insurance claims, but if you didn’t get one, you can still file a claim, just be sure to gather…

What to Do After a Car Accident in Florida — Especially If It’s Not Your Fault Being involved in a car accident—especially one caused by someone else—can be overwhelming. In the moments after a crash, it’s easy to feel confused…

In Alabama, pain and suffering payouts typically range from $3,000 to $500,000+, depending on injury severity, emotional distress, and liability. Most cases use a “multiplier method,” but your fault percentage, documentation, and legal support heavily influence the final amount. But…

Florida’s Most Dangerous Roads: What Clearwater Drivers Need to Know A recent analysis from Consumer Affairs offers a revealing look at where Florida drivers face the most danger. While Polk County topped the list as the deadliest county in the…

In Alabama, the at-fault driver pays for collision damage. Because Alabama follows a “fault” system and strict contributory negligence laws, if you’re even 1% at fault, you may recover nothing. This makes who’s blamed, and how, crucial for your case.…